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Pension Credit

What is Pension Credit?

Pension Credit is provided by the DWP. If you are over state pension age and on a low income, you could be eligible for Pension Credit. Pension Credit is separate from your State Pension. You can receive Pension Credit if you have another income, savings or own your own home. You may also get help if you are severely disabled, responsible for a child or young person or are a carer.


In order to receive Pension Credit you must live in England, Scotland or Wales and meet State Pension age. You can find out more about State Pension age here.

Eligibility will depend on your Income, Savings and investments and if you have a partner.

To view full eligibility for pension credit visit GOV.UK

How to claim Pension Credit

You can apply for Pension Credit any time after you reach State Pension age. However, your application will only be backdated by three months. This means, if you were eligible within that time you will get 3 months of pension credit in your first payment. 

You can start your application up to 4 months before you reach State Pension age. 

You can apply for Pension Credit here.

Last Updated on Monday, January 30, 2023

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